you’re just building a brighter economic future for yourself
Simple cash advance lenders that are direct

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving access to affordable credit for all when you take out an Oakam loan

Every day we help men and women while they achieve their cash objectives, develop their credit profile and accessibility better loan prices. In the time that is same by utilizing our cellular software to settle on time, Oakam clients are changing the lending industry, making credit more affordable and much more obtainable for everybody.

Join our neighborhood of 150,000+ clients.

Brand brand New client? Start with a loan from ?100 to ?800 today. Fast turnaround without any late costs

279% fixed annual rate of interest (1427% APR representative)pare Oakam with other loan providers right here.

Present consumers can borrow as much as ?5,000 and graduate to a yearly rate of interest of 49% (variable) with your Big positive loan.

  • Access cheaper rates in the long run and enhance your credit history
  • Rapidly graduate to prices less than numerous bank cards
  • Borrow as much as ?5,000 while you grow your credit profile
  • No setup charges. No late or repayment that is early

*subject to terms

Apply with certainty

Fill our protected online application and get a choice in mins. No setup costs, no belated costs and no very early payment charges.

Begin your Oakam trip

Place your loan to do business with the Oakam application, increase your credit history with time and grow your solution to a brighter financial future.

Tailor your loan

Accessibility lower prices and bigger quantities as you repay your loan. Borrow as much as ?5,000 in the long run. Get more info

Get in on the customers that are 150,000 trust us

We’re more than simply a money-lender: we’re on a goal to create credit that is accessible truth for many.

Download our cellular app

The Oakam app that is mobile permit you to apply along with assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your repayment that is next day
  • Evaluation your payment routine

Reasons to join Oakam

Bad credit? We will tune in

We’ll hear your tale if you’re on advantages, have credit that is bad or simply found its way to the united kingdom. We’ve caused it to be our mission to break down monetary barriers and boost accessibility for all.

No house visits – ever before!

Cash is a matter that is private we ensure that is stays like that. Think about us as an option to doorstep financial loans. We’ll never ever hit in your home and you may constantly achieve us using the internet or higher the phone.

No concealed unexpected situations

At Oakam you’re constantly in charge. Our items are transparent and simple. We don’t charge late charges and there’s no cost connected with repaying early.

Your connection up to a better economic future

You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our method of working out for you grow your credit profile in the long run.

Handle the Oakam app to your loan

Access your loan and payment schedule by getting our application, thereby applying for tops ups and loans that are new tomorrow.


Oakam provides easy and easy services that are financial individuals who find it hard to borrow from banking institutions. You can expect accountable usage of credit and are also focused on offering our clients with value.

Every time we help men and women because they achieve their funds targets, build their credit profile, and accessibility much better loan prices. During the exact same time, by making use of our mobile application to repay on time, Oakam consumers are transforming the financing business, making credit less costly and much more obtainable for all.

How exactly does it work?

It’s simple! You are able to use on our internet site, or via our cellular application. The app may be downloaded through the Apple iStore for iPhone products, or in the Bing Play shop for Android devices. In the event the application is authorized, the cash may be sent to your money in the day that is same. Many successful applicants obtain their particular financial loans within a few hours to be approved.*

*Subject to condition. Regarding the application, we’re going to ask you to answer for the income that is monthly and in information, so that you can make sure you really can afford the month-to-month repayments within the lifetime of the mortgage.

Does Oakam do a credit search?

Yes. But we usually do not base our choice entirely on your credit rating. At Oakam we recognize that life does not always get as prepared. We comprehend you will probably have come across financial hardships in days gone by so that as an effect, you might have an unhealthy credit rating. Unlike various other loan providers though, Oakam will not instantly blacklist you have actually missed repayments. Your credit score and cost assessment help us comprehend your situation that is current when assess the job for a financial loan.

Therefore, even if you’ve been declined by other loan providers in past times, we would nevertheless be in a position to assist.

I’m a new comer to great britain. Can Oakam help me with that loan?

Yes. We ask which you have already been a citizen in britain for at the very least half a year before applying for a loan with us. All financial financial loans are susceptible to cost inspections as well as your monetary condition. We welcome new clients each day and, because our web application procedure is completely automatic, it is possible to use when you want to, seven days per week. Our financial loans tend to be susceptible to your economic condition.

So what does APR mean?

APR signifies Apr.

The APR is really a measure that is standard across all credit services and products to greatly help customers compare the expense of financial loans. Since the APR reflects the yearly price of fee for a financial loan, it’s not always a effortless measure to comprehend when you compare financial loans of various lengths.

The APR is, properly, a comparison that is effective for comparable products, and also into the APR, we constantly explain to you the full total price of financing in addition to specific instalments, for example. what you will really repay in complete. We think these records provides you with a fuller image of the expenses of our financial loans and really should help you produce a informed decision whether certainly one of our financial financial loans works for your needs.

I am self-employed. Can I have a loan?

Indeed, at the mercy of your financial condition.

May I have shared application with my lover?

No. We just provide to people so we usually do not take combined applications.